South Carolina Collection Laws


The following is a summary of the South Carolina Collection Laws.
The information here may not be 100% accurate and should not to be construed as legal advise. We make no warranty, express or implied concerning any information contained on this South Carolina Collection Laws page, and we assume no liability for its use.


South CarolinaCollection Laws Interest Rate

Legal: 8.75%

Judgment: 12%


South Carolina Collection Laws Statute Of Limitations (Years)

Open Acct: 3

Written Contract: 3

Domestic Judgment: 10

Foreign Judgment: 10

South Carolina Collection Laws Bad Check Laws (NSF) (Civil Penalty)
Reasonable court costs, amount of check & damages up to $500 or 3X check amount whichever is smaller

South CarolinaCollection Laws General Garnishment Exemptions



South Carolina Collection Laws Collection Agency Bond & Licensing Rules
Bond: No
License: Yes – all business
Fee: No

Exemption for out –of-state collectors: License required for instate agency only.


Merchants Credit Bureau hopes that this information assists you in finding a South Carolina Collection Agency and researching South Carolina collection laws.