The most robust of all Experian business credit reports, this report provides a comprehensive view of a business’s financial obligations as well as fraud screening, credit limit recommendation, more background information on the business and more data.

Benefits: Find all the credit background you need, including fraud and credit line recommendations, in one report. Reduces the amount of research needed. Reduces risk in acquisition of new clients

This credit profile provides a current, objective picture of how a business handles its financial obligations, including detailed trade, public record, collection, and background information. Including:  Corporate Record: Filings from all 50 states

Benefits: Reduce risk in acquisition of new accounts with a comprehensive view of credit history and creditworthiness. Gain peace of mind that the information used for decisions comes from reliable third-party sources.

This easy-to-read, one-page report includes:

• Single credit-risk score for a quick decision solution
• The Key Factors influencing the risk score.
• A percentage which ranks the risk level of the business compared to all other businesses
• Summaries of the trade payment and public record data

Use Intelliscore when you want to improve decision turnaround times and increase productivity while reducing overall operational costs.

This credit profile on a business owner provides a comprehensive look into the owner’s financial status. Evaluate business-owner risk from a commercial standpoint to get a comprehensive view of a small business. This report typically is used in conjunction with Business Profile Report or Premier Profile Report.

Features: This report includes consumer information as well as some business information.

Identifying Information – Names and addresses for the proprietor, the business, and any other employment.

Summary Data – A quick overview of key elements of the proprietor’s credit risk profile, including year of birth and real-estate information.

Individual Risk Profile – Prediction, based on the National Risk Model of the proprietor entering a seriously derogatory status within two years. 

General Risk Guidelines – The classification of all proprietors into one of three risk ranges, as well as major characteristics to determine the probability percentage of a proprietor becoming derogatory within two years. 

Credit Payment Profile – Current payments; loan obligations and delinquent accounts; and positive, negative, or neutral account status.

The business summary is best used to review an account after you run a Business Profile (BPR) or Intelliscore. Also use this report if requesting a larger line of credit, or just to update files.

A one-page report used for quick evaluation of low-balance transactions (generally less than $1,000). This allows you to match the appropriate credit assessment costs to the amount of the transaction risk.