Welcome Since 1949, Merchants Credit Bureau has been helping clients achieve their collection-related goals. Our experienced personnel, proven process, and leading-edge technology combine for high recovery rates without alienating your customers.
Professional Nationwide Consumer and Commercial Collection
• Lowest Rates in the Industry with the Highest Recovery
• Bonded, Licensed and Insured
• Coming Soon: Online 24/7/365 Client Access & Client Support
the latest technology, collections agency programs, and a highly skilled team of professionals, we are changing
the way that collection
operate. Our purpose is to customize a program for each of our
clients that will dramatically increase the monies recovered from
past due accounts, as well as decrease the amount of time accounts
staff is monitored on a daily basis. Compliance is achieved by
quality control testing to ensure we are following all state laws in
regards to debt collection. In addition, this office monitors Fair
Debt Collection Practices Act (FDCPA), which is the Federal
legislation governing debt collection.
Merchants Credit Bureau is in
full compliance with the Fair
Debt Collection Practices Act (FDCPA) and
Merchants Credit Bureau's objective
is to build a partnership with each client to develop a plan to reduce
days sales outstanding and maximize dollars collected. We will use all
of our resources and expertise to provide you exceptional services. If
your debtors are repeat customers, you can count on us to ensure that
your current customer relationships remain intact. It is not our money; it is yours. We succeed only when we collect it for you.
Commercial and Consumer
Electronic Data Transmission
MCB handles all types of dept: Business to Business, Business to Consumer, or Medical Accounts. Progress reports are automatically sent to our clients monthly, quarterly, or bi-annually. You can use our secure online tools for viewing our work effort, down to the account level.
We are in the process of accepting referrals electronically. Accounts can be submitted directly to MCB via e-mail, Excel spreadsheet, Adobe, or via our website.
We have the resources to locate deliquent debtors who have relocated or reported incorrect, pertinent information to you.
We provide information to all commercial and consumer credit reporting agencies in regard to deliquent accounts - at no cost to our clients.
Litigation capabilities are part of the overall services available to our clients. An account is considered for litigation at a point when all other attempts to collect the debt have proven unsuccessful. The client is contacted for authorization to enter suit. The account, being assigned to our agency, is entered in our name.
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P.O. Box 105069
Atlanta, GA 30348
Experian (formerly TRW)
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P.O. Box 9532
Allen, TX 75013
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P.O. Box 6790
Fullerton, CA 92834